LEARN DIFFFERENT WAYS TO INVEST IN REAL ESTATE ASSET
Incorporating a Real Estate IRA significantly enhances a diversified retirement portfolio, enabling investors to capitalize on wealth accumulation within a tax-deferred or tax-free context (as with a Roth IRA). Through a self-directed IRA, investors can hold tangible assets like undeveloped land, single-family homes, multi-unit structures, and even commercial real estate. Investing in real estate assets with your Retirement Account has never been more convenient.
Enjoy effortless access to real estate investments via Traditional IRAs, Roth IRAs, 401(k)s, SEP/Simple IRAs, and Pension Accounts.
A Self-Directed IRA in real estate offers an exciting opportunity to leverage your expertise in the real estate market.
As with any self-directed IRA, a solid understanding of the property or land you intend to invest in, along with the associated rules and regulations, is crucial.
Residential
Acquire single or multi-family homes, apartment buildings, and even condos utilizing your IRA funds. Explore options to fix and flip, rent to tenants, or hold for appreciation.
Commercial
Explore investments in storage spaces, office buildings, factories, warehouses, storefronts, and any other appealing commercial spaces.
Improved and Unimproved Land
Investing in raw, unimproved land offers a low-maintenance, passive approach to real estate with minimal upkeep. Improved land shares similarities with unimproved land, but comes with the advantage of utilities like water, sewer, and/or electricity. Land equipped with utilities holds increased potential for future development.
Mortgage Notes
Mortgage notes represent a secured loan connecting your IRA and a property-buying borrower. They offer a hassle-free option compared to direct property investment. For additional details on mortgage notes, kindly explore our Private Lending page.
Offshore Real Estate
Leverage your IRA funds to acquire a retirement home abroad. Whether or not you intend to reside there, offshore real estate serves as a valuable diversification strategy for your portfolio, potentially offering significant returns based on the investment
FUNDING THE PURCHASE OF REAL ESTATE IN AN IRA
THERE ARE A FEW WAYS TO FUND YOUR PURCHASE
Direct purchase is the most straightforward and expeditious method if your IRAs possess all necessary funds.
Think Wealth Asset can facilitate your IRA's collaboration with others sharing the same investment goal.
Additionally, your IRA can secure a non-recourse loan, often referred to as leveraging, through eligible nonrecourse financing lenders.
THINGS TO KNOW BEFORE YOU INVEST
The decision to invest in real estate with your retirement funds can have some powerful benefits. However, you need
To be aware that IRAs and retirement accounts are governed by rules pertaining to prohibited transaction and disqualified person
Prohibited transactions disqualify an IRA and carry significant penalties and taxes. You should thoroughly understand the
Prohibited transaction and disqualified person rules before begin any real estate transition.
Prohibited Transactions Information
Here’s a quick rundown of prohibited transactions you’ll want to avoid:
• You can’t stay at or live in a property your SDIRA owns
• Disqualified Persons can’t stay at or live in the property your SDIRA owns
• You cannot transfer a property you already own to your SDIRA
• Property renovations and maintenance can’t be done by SDIRA holders or disqualified persons
• You cannot receive compensation if you choose to act as the agent for the real estate transaction